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Hello everyone,

I'm not sure if this is the best place to post this but I am so lost and in need of guidance, I figured I'd start here.

Background: I am 34f, I recently (2 years ago) moved in with my mom and grandmother because a series of strokes left my gran wheelchair bound. My mom has had 13 back surgeries due to a car accident when I was a baby and can't work (on disability) and was having a hard time taking care of my gran (and their 4 pitbulls). About two months ago, my gran fell and broke her hip and has been recovering, slowly, in a rehab center. My mom's only other child, my younger brother (28), was recently released from jail (theft) into a recovery house about two hours away from our home. The accident: A week ago, today, my mom was driving to the recovery house to bring my brother clothes, toiletries, etc. that he would be needing for his two month stay. According to the witness driving behind her, she was driving "fine" and then slowly veered off the road where she crashed into a guardrail. The guardrail went through the engine bay, into the passenger compartment where it nearly severed her leg and caused other "devastating" injuries (in doc's words). She was flown to the trauma hospital where she died in the operating room. The whole process has been slow-moving and full of unusual occurrences & confusion. I was finally able to track her body down on Friday and it is now at the funeral home and the death certificate isn't complete yet.

My main question, I suppose, is what do I do now? I know she had a life insurance policy (that I am the beneficiary for) and I've been looking for the paperwork for. We don't have money otherwise to pay for things. Will her car insurance pay out? And how do I go about doing that? I was told SSI/disability might be able to help with funeral payments. I am just so lost, alone and overwhelmed. I know I have to be strong and take care of things to give her a proper goodbye but I'm afraid I won't be able to pay for it. Also, she has already been embalmed and her wishes are to be cremated. We have a few burial plots that my great grandmother left for us but I think I want to keep her ashes with me.

TL;DR - my mom died unexpectedly and I am the only one left to handle everything. What do I do? How do I pay for her memorial/viewing?



Submitted August 02, 2021 at 09:03AM by amandaleigh7887 https://ift.tt/3flVHg7

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