Bear with me, because this dilemma is a hybrid between r/personalfinance and r/legaladvice, maybe even just r/advice as well. Sorry if this doesn't quite fit here.
So roughly two weeks ago, my dad had a heart attack and was rushed to the hospital. They found that not only did he have a heart attack, he had stage IV cancer that was found on his heart, kidney, bones, among others. He had a surgery to remove the major metastases but the surgery didn't go very well; he lost a lot of blood and had another heart attack, and after being on various varieties of life support he died in the ICU.
I was living with him, as well as my sister who is in high school. I'm 21, and due to mom not being in the picture I will be taking care of my sister. First of all, I need to keep this apartment. Rent is $1,200/mo, and before this mess my dad and I split it, with him paying the majority share of $800/mo, while I had been paying for groceries and utilities. I pay my dad cash and the landlord automatically transfers from his account. I had considered freezing his bank info but decided to leave everything along before coming up with a plan. Before he died he showed me his bank account and he had roughly $8,000 between accounts. He has also said about a year ago that he has a life insurance policy out in my name for $10,000. I have about $4000 between accounts. My income averages around $1,600/mo, but I have a tipped job so it varies. I also occasionally doordash as a side gig, so I can amp this up as necessary. Our lease is up in three months, so I'm attempting to find another roommate before then if I decide to move.
I feel like it's completely doable in this tight three months, but I have no idea how to correctly navigate any of this, or the legality of any of it, and I'm kind of lost.
Some other context, we live in Colorado, and my dad has given me power of attorney.
Thanks for your help!
Submitted April 09, 2021 at 05:21AM by Praise_DuARTe https://ift.tt/3mx6y94
