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I know this question get's asked a lot but everyone is different. About me: I'm 36 years and own my own house (have about $110,00 left on the loan at 3.8%) I live alone (do have a g/f, no kids and never gonna have them). No debt what so ever. I only pay utilities, car insurance, cell phone, and internet. I own 2 reliable cars and don't see myself having to buy another anytime soon.

I have a 401K which I put away 12% each paycheck + an employee match of 4%. Right now it's around $125,000.

Out of the $35K in my savings a good $5-10,000 is set away for an emergency fund which will cover me easily for 6 months. Before all "this" happened I was gonna drop about $5,000 on updating the kitchen in my house but for now that has been put on hold.

What should I do with this money? I feel like I am wasting potential with it just sitting there earning a couple pennies a month.



Submitted December 07, 2020 at 09:26PM by beerismyfriend29 https://ift.tt/3lSs8Tx

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