My mom is extremely controlling and generally nuts. We are estranged and barely talk but are financially all tied up together which is a way she tries to control me. I am 28 and financially self-sufficient and have been for years but we just have a lot of shared accounts.
- my checking and savings accounts when she opened when I was 16 -multiple credit card which I don’t even have physical copies of.
- money from my grandmother left to me which she invested in TD ameritrade accounts.
It’s not working for a number of reasons.
- I think she can pretty much see everything I spend money on. She’s used this and when I was still on her insurance to invade my privacy.
- I tried to open a credit card and was denied. I have excellent credit but not much credit history. I think maybe it was because I already am authorized user on a similar card but with her?
- I would like to have access to the invested money but it’s all her passwords and information and for some reason there all these errors when I try to log into our account.
- my mom is very good with money but I just don’t want to feel controlled this way and as I plan for the future I want to have a handle on my finances.
I know have very little financial knowledge and my mother is an extremely difficult and emotional person. I am afraid of her reaction and that she is so erratic and has access to all my money basically and It’s already very tight for me. I’m hoping to get some advice about:
-what it takes to cancel or transfer or remove a person from a bank account. - how to get myself off credit cards I don’t want to be on, if I don’t control them and she won’t do it. - if I can move that invested money or if I have to wait some period of time or what even to do once I get it.
Help?!
Submitted February 09, 2019 at 09:18AM by tametamemate http://bit.ly/2DpBUsk
