I live in USA if that matters.
Looking to put $25k into a savings account or something similar with guaranteed return.
I want absolutely zero risk, so no investment options please.
Do not need access to this for *at least* one year, but not sure I *want* to commit to something as long as 5-10 years (realistically we should never "need" this unless some ultra major emergency occurs as we already have a separate savings for things like vacations, splurge purchases, insurance deductibles/medical bills, emergency fund etc).
Do NOT want a debit card, so if the account comes with one, I want to be able to decline/remove it.
I have looked at the basic "best savings/mma list" type things, but I would like to understand the difference between the available options and, if applicable, an explanation (however short) as to why that is the best option based on my criteria. Thanks for any help.
Submitted November 30, 2018 at 02:48AM by Ihatestupidbitches https://ift.tt/2TVcqup
