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My wife has a Roth 401k account from her old employer that we can rollover due to a qualifying event, but now we are above the Roth IRA income threshold so I don't believe we can open a new one. Her current employer doesn't offer a 401k that we could rollover into, and we wouldn't want to put Roth 401k money into a regular 401k anyway. My big question is if we can still open a Roth IRA solely for the purpose of rolling over the money? We could leave the money in the account that it's in, but it does have some "advisor" and other types of fees even though we've put the money into Vanguard index funds. We'd like to roll it over to a Fidelity account where most of our other accounts are.



Submitted September 13, 2018 at 11:31AM by BearOnTheBeach28 https://ift.tt/2x6tJ1G

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