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Anyone else terrified of the seemingly insurmountable task of saving enough for retirement? I know we are lucky compared to many but it sometimes feels impossible that we can save enough.

Our current situation

- mid 40s in age

- married, one child 10 years away from starting college

- 30k in 529 plan

- 470k in IRAs and 401k

- 90k in non-taxed advantaged brokerage account

Many retirement calculators say I need millions to retire and that college is going to costs 250k... I just don't think we can get to those numbers despite maxing two IRAs and one 401k a year.

What do you do to calm yourself down and keep plugging away?



Submitted August 09, 2018 at 05:39PM by MiserablePoet1 https://ift.tt/2MgVHAs

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