So I’m in my “prime earning years” and find myself suddenly making 180k a year. I got out of unsecured debt, so I have a mortgage and two car payments, utilities, food, and that’s pretty much it. So I’m watching savings grow, and I can’t figure out what to spend the money on since my habits are so good regarding impulse buying and “delayed gratification.” I didn’t even “feel it” when I got my car. We only got the cars because they were 15 years old and I figured we deserved them, at least. I think maybe an upgrade to the Xbox One X is in order, but I don’t even need that, really. I feel like I should enjoy this, but I can’t figure out what to spend it on.
Just the other day I happened to check my balance and saw that checking exceeded savings. I hurriedly transferred some money out of checking. We are SO not used to this.
So I can’t help feeling like there’s a wiser way to do this, but I have ZERO clue what my options are. I have a Roth IRA through Boeing’s automatic program, but I can’t help feeling that’s not enough.
Any and all advice appreciated, and thanks in advance.
Submitted March 12, 2018 at 04:57PM by jleckster http://ift.tt/2IoKqcQ
