So I'm in a fairly good situation and I'd like some input since I can't decide which job to accept. A little background info.
*I've been out of a job for 2 months (laid off). This is common for my field. I've been laid off in my last 2 jobs but found a job within 1-2 months that have always been a step-up.
*$55k IRA with $37k cash saved (I planned on buying a home but that's out of the picture and I'll likely use this to pay down any debt and bring my emergency fund to $15k)
*$8k car debt
*Around $60k in my wife's student loans which we start paying off when she graduates in May (she'll also get a job that expected to pay $40-60k that we'll almost use exclusively to pay down the loans).
These are the two jobs. Note that both provide medical, dental, and vision insurance.
Job A: Fortune 20 Company
*$100k salary with bonus
*100% match up to 6% 401k ($6,000 contributions)
*20 days PTO plus holidays
*Very stable company but I would be a small fish in a big pond.
Job B: Contacted for a Fortune 100 Company
*$55/hr (115k a year)
*50% match up to 3% 401k capped at $1,500 ($1,500)
*20 days PTO but have to use it during client holidays
*It's only a 3 month contract but I expect it to go much more, it's more responsibility and better for my career as a stepping stone, but there's a risk of getting cut from contracts.
Submitted February 12, 2018 at 06:53AM by jp8185 http://ift.tt/2spTCcW