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I'm 21. Just graduated college this May and started a job last month at a lil over 50k salary. I only have about $3,000 in student loans and the first payment isn't due until November. I was wondering if there can be any harm to my credit score if I pay off the whole balance before my first payment is due? I'm not worried about tiny fluctuations but I wanted to know if making big lump sum payments to pay off the whole loan before payments start would negatively affect me at all? If anyone has any experience with it, advice would be appreciated. Thanks



Submitted July 18, 2017 at 01:53PM by username_404_ http://ift.tt/2u6FXGC

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