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This past year I did a test. Starting in January I paid all our bills and expenses on the credit card and paid it off in full each month. We earned a percentage back in reward points. I've allowed them to accumulate all year.

Then I went shopping!! All of our Christmas gifts have been paid for in full using our credit card rewards.

I think I'll be doing the same thing next year too.

What ways have you made Christmas debt free?



December 20, 2017 at 05:00PM

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