I am 29 with a 130K salary and finally getting serious about my personal finances/investments.
My company (non-profit/state/gov) offers 403b[401k] and 457 plans with options to do either traditional or Roth contributions for both accounts. I've read through multiple discussions and articles and am still conflicted with which contribution to make. I was leaning toward all Roth but then heard compelling reasons for traditional to lower my taxable income. This is with the assumpt that pre-tax contributions to both accounts are tax deductible (right?).
Or should I "diversify" and put $18,000 pre-tax in 403b and $18,000 Roth dollars in 457 plan?
Thanks in advance for the help!
Submitted July 16, 2017 at 09:58AM by phamuse http://ift.tt/2vr4wLU
