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Basic, I'm 30, almost 31. No debt, couple months of emergency fund, but not much in retirement (i.e. just about $1,000.00). Making about 32k a year.

I'm taking advantage of my situation to stock away just under 50% of my weekly earnings into my 401k and Roth. It's not something that I want to do, but I know that time is important to retirement investing and that I'm probably already behind the 8-ball.

How can I determine whether I have enough set aside to cut down to something reasonable which allows me to spend more in the present day.



Submitted April 30, 2017 at 01:22AM by redd4972 http://ift.tt/2pKBRml

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