So I am planning to start looking for a condominium in the city some time in 2018. This is basically the biggest financial investment I'll ever do, so I want to be able to get my credit score as high as possible before then (it's at 760 now), and was wondering if anybody knows if there's things that would help within this time frame.
According to my report, the biggest limiting factor is my lack of credit variety. I have no late or missing payments, but I only have one Visa credit card and one nearly done student loan I am paying off.
Of course my first thoughts are to apply for another card, or maybe a credit limit increase, or buy a TV or something with some installment payments to get some more credit on there. However, these would all generate a hard pull, which as I understand it would also hurt my score, so I'm not sure if the benefit outweights the penalty.
Any advice or info would be appreciated!
Submitted January 17, 2017 at 08:49AM by SFiyah http://ift.tt/2jUFsHx
