I know it's important to build credit, but waking up on my birthday to an email saying my application for a Discover student credit card was received was not what I was expecting. He also signed me up for Self (no idea what that is), and is demanding that I sign up for Chime and another credit card for my personal bank account I use for work.
Here's the other thing--I have a bank of America account, and he's using it for his own work deposits/withdraws. It's essentially an account in my name that he's using. We made it when I was 17, so I guess he legally has access, but I'm worried about having someone else's paychecks and what have you in an account under MY name.
My father does not have a good credit score and has gone bankrupt multiple times. Apparently he knows what to do though, because he's "taken multiple classes," and to be truthful, I do believe he helped improve my stepmom's credit score immensely.
I'm not sure what to do... I canceled the Discover student credit card application, I have no idea what Self is so I'll have to look into that, and tomorrow he's gung ho on getting me signed up for Chime and a credit card with my other bank account that he does not have access to (at least for now...). For now the only credit card I want is with my own bank account. I know people get more as time goes on, but 4 at once seems like overkill, and I don't want him in control of that.
I'm afraid that he's using my own name/bank account/cards for his own personal use because he can't due to financial instability. I don't expect him doing bad with the cards, but also, I don't really want to have 4, and I don't want him touching my stuff, and I want to do things myself, and for the love of God I do not want anyone signing me up for things without my knowledge in MY name!!!
Submitted November 15, 2024 at 11:39PM by _delta_nova_ https://ift.tt/4MvNY5B
