I got my first overdraft at 18 with a bank right before starting my first year of uni. The bank guy told me it was free money and dont have to pay it back, he forgot to mention that I WILL NEED TO PAY IT BACK. haha. That was for £1500, which is a lot of money. Then I got another overdraft, and another and was thousands in debt. Some things happened recently which meant I am now in between cars but have only 1 more debt payment to make and I will be out. Then I can start saving for a new car (this was a big decision as I love driving and haven't been without a car for years, and to get out of 8 months before my pans were to and just spend those 8 months saving for a new car).
With January pay check, I will be up 600£ after all my bills are paid ect. So, I would love recommendations where I can invest maybe £150-£250 a month? What websites are there for this stuff? Which stock has the best ROI? Which stocks might be rising up quietly and making money?
In honesty, I just want to be able to have a safe net and to save towards a house/home (currently own my little studio and I love it but would love to own a house).
Thank you for all the help :)
Submitted November 22, 2024 at 03:36AM by Hotcoco2506 https://ift.tt/IRiHZjk
