24M, 81k salary living at home. “Rent” is 300/month at home.
I have 27k in HYSA, 10k emergency savings, 25k ROTH IRA, 9k company 401k, 118k in personal brokerage account in “safe” index funds.
My current thoughts are: Stay home and just continue saving. Or Rent with 2 other close friends Or Sell some of my index funds and buy a house I alone can afford, then rent 2 rooms to friends.
I am fine at home and have a good relationship with my parents, but I feel like I need to make the next step to grow as a person.
I’m in the St Louis Missouri area. A good house can be had for roughly 250-300k.
Also I’m aware I shouldn’t keep a house down payment in the market, but I haven’t decided yet.
Submitted October 17, 2024 at 11:11PM by SleezyWarlock https://ift.tt/HRXVQrP
