I tried to google this but it came up with “pay before your billing cycle is up” a lot and I’m not even sure what that means. Is it true that you want to use the credit card every month but no more than you can pay off by the due date? Is there a minimum or is it really like a $1 thing? Someone told me that there’s a day when credit reports are pulled and so you want to pay it before then -is this true? How do they know you’ve spent anything if it’s always reported as paid off? I have always been told that you want to use it a little bit because not using it could hurt. So it’s better to use it for gas or something. I also read that you should just pay it on the due date. Is there any benefit to paying it before? Is this date different than the date the credit bureaus pull the report?
I’m probably overthinking this but I really want to learn about how it works. Thank you!
Submitted October 27, 2024 at 11:42PM by Altruistic-Ocelot-61 https://ift.tt/p0DLm8F
