This is for my partner who is going through a hard time with a family member. In 2014 his mom (technically his dad’s partner, they are not legally married if that matters) opened a credit card with him. She claimed this was to help him build credit while she used it for his car insurance. It was a US Bank card issued by State Farm.
He never used the card and assumed his mom was just using it to pay his car insurance while paying off the balance. Recently he got a notification from his bank app that his credit score dropped over 100 points in the last month (from upper 700s to now below 600). Apparently his mom had increased the credit limit to $10,000 and then maxed it out and missing a few payments too.
Is there anyway he can get his name off this credit account? His mom is refusing to payoff the balance and will not close the account either. Are there legal options he can pursue as well?
Thanks in advance!
Submitted September 10, 2024 at 09:23PM by Jarubles https://ift.tt/BPiqR9F
