I am not so savvy with this retirement stuff. I am going to keep it simple and break it down.
I max out my Roth Vanguard 2045 Target fund
I have an IRA in the same fund Vanguard Target Fund 2045 (47k sitting) No contributions What can I do with this?
I am also contributing to a 457 for the last 4 years, 150 each pay period recent changed to 200.
Default Target Fund 2045 Empower fund. (Is there any I should be doing different? I plan to gradually increase the amount)
48k in a high yield savings ally account ( What can I do with this, any way to invest in the market?
I trying to find out if I need to make any adjustments or changes to maximize on my "catch up" retirement.
When should IRA conversion to Roth be used?
Any advice welcomed!!
Submitted March 15, 2024 at 11:57PM by MrB0213x https://ift.tt/ptS4Pgs
