We currently have a large chunk of money in American Funds INPAX, and it’s been performing really shitty, i don’t really know why it’s any better than a savings account. I don’t understand anything about roth iras or things like that, i know my mom has a 401k with work but my dad doesn’t have anything like that. I see advice on here to put everything in a lot of different vanguard mutual funds like VOO and VTI and i’m wondering how we would make that change and if it’s worth it. Again i know very little but on the surface it seems like they have immensely higher returns, YTD for INPAX is around 2.5%, which just sounds like garbage, and most of the FT stocks were above 15%. Because my dad is 49 and mom is 45, i think they seem like a reasonable amount of risk. Im sure theres a lot of things im missing and i can answer more questions about things i didn’t clarify.
Submitted December 10, 2023 at 11:37PM by LittyTitty45 https://ift.tt/KSbXm5f
