I lost my job almost 2 months ago as a software developer. Given the current economy there’s a very real possibility I’m not finding another job. I’m on the spectrum and have severe anxiety disorder. On top of that I’m not a great programmer so I can’t compete with anyone who’s worked at a large company and has an ounce of charisma.
I bought a home almost 3 years ago at 2.5%. I really don’t want to lose it. I have 181K left on the mortgage. It costs me about 2-2.5K a month to live. I’ve got 130K invested in a taxable account. Even if the stock market recovered 10% it’s not enough to pay off the house. I have about 30K contributed in a Roth IRA I could pull out without penalty but that’s still not enough. Next year I could rollover some of my 401K into the Roth and I would have enough to pay the home off. I might be able to survive on a regular job if I did that.
Is this stupid? If I lose the house I have no choice but to move back in with my mom and I’m 35. I don’t want to be a burden on her. She’s poor and has no savings. I have nobody who can bail me out or help me. I’m terrified I’m going to lose everything I worked for because a bunch of idiots at the top ran the company poorly and decided to ruin my life to save a buck.
Submitted October 21, 2023 at 01:43AM by HungryMedicine3171 https://ift.tt/NYxaSBs
