Hello, so far i've only invested in real estate, crypto (radiant capital if anyone interested), private loans and crowdfunding (a little).
I earn in polish zloty, but i could be getting some in usd if I talked to my business partner.
My income consists of few rents (some could be in usd) + my IT salary + loan repayments.
I pay between 8.5% to 12% flat tax and some very high mandatory health insurance bills. I am a vat payer (so I pay net prices).
My friend is suggesting me to switch to 19% so I could deduct costs. (Flat renovations, cars, software - pro soft is expensive).
Maybe I should switch from sole propetitor to LTD (here or abroad). My mom would be the best business partner, taxes would drop, but other costs would have risen. Perhaps it's not the poit of this discussion
But my real question is: I am poorly diversified. I am not an investing guru, but know a thing or two. I would like to open myself to etfs, amercian stocks maybe some resources.
I've seen robinhood is unavailable for polish people. Where else do I have broad selection of instrumets at cheap prices? I would like to invest mainy in USD, but PLN could aslo be . Each month I can spend like $4 - $6k investing ( say $7 is max). I don't want this money back, say I am not saving for anything right now. I just want it to grow and grow. If they pay divideds I'd prolly reinvest.
Instruments like stocks, ETF, resources, maybe even (junk) bonds are what i'm into. I don't want any CFD, binary options or gamblig. I am looking at long term gains. I am not really interested in my home market (polish) as it is corrupted, shallow and run by political decisions.
Submitted July 02, 2023 at 11:51PM by CasualDrugAbuser https://ift.tt/Ems7QCy
