We just had a baby and are now considering switching to a HDHP/HSA once open enrollment rolls around. The HDHP premium is only $90/mo cheaper for the full family but essentially has the same deductible ($3,000/6,000) and out of pocket max ($12,000) as our normal family plan. My employer would contribute $1,000 towards the HSA which I would plan to max yearly.
We’re both early 30s and healthy but we do plan to have another baby in the next few years. Thoughts?
Submitted June 22, 2023 at 08:14AM by vi_phoenix_iv https://ift.tt/nsurDwd
