So I’m relatively new to finance and I’m finally trying to get my things in order. I have a checking account with chase and a HYSA with capital one that gets 4.1% I believe. Anyways, doing transfers between the two takes a couple of business days. How do you guys go about having a savings that you can pull from at a moments notice to pay for things? As of right now I’d have to wait a minimum of 2 days to pull money from the capital one account. All of our local banks don’t offer any good savings rates at all so that’s why I’m going to be sticking with Capital One unless I can find something else. Also chase doesn’t offer a good savings rate at all either otherwise I’d use that. Any help is appreciated. Like I said, I’m new to all this so please don’t tear my head off
Submitted June 24, 2023 at 07:03AM by Cottrell217 https://ift.tt/ROu2PVs
