Background:
-Age 29
-Salary 90k + 6% bonus
-26k in savings/checking
-70k in my 401k/Roth
-This year will be my first maxing out Roth and 401k. Plan to do that going forward
-No debt, car paid in full
-Monthly spend is ~3000. Rent + food + dog + everything else. Most of that is discretionary, my non-discretionary spend is 1100 on rent and then maybe 400 on food, phone, gas, and my dog.
I’m not really sure what to do next. I have an 805 credit score but am not sure I will ever be able to buy a house where I live as it is a vHCOL area.
I can’t keep shoving money into my bank account, it’s sitting there doing nothing.
What would you do in my situation?
Submitted July 14, 2022 at 11:11PM by OutHereKickinRocks https://ift.tt/YFJxMZn
