Have a single starter credit card with “perfect” record for 4+ years. Credit union offered credit card for 2.5x credit limit and .4x interest. Do I open a second line?

Any advice is helpful! Wondering what the pros/cons are for opening a second line of credit. Is it even necessary or should I stick with the one? I definitely don’t need the borrowing power and never spend money I don’t have in the bank.

Submitted December 08, 2021 at 12:32AM by Awood976 https://ift.tt/3dx4tXi