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There are so many options within my company that idk what to choose...

I consistently have hemorrhoids and I also maybe plan on getting a colonoscopy (most likely wont be considered preventive, as its already on my record I have reasons to do a colonoscopy) next year.

I dont have any regular medications I need to take, nor take. on a normal year, I just go do my yearly checkups (dental and medical).

how do i go about deciding what coverage is good for me?

Side question.

  1. whats the point of a copay if it doesnt go towards the deductible? or is copay a set cost of something and theres no other cost that comes with it?

  2. if something is listed as 0% coinsurance. does that simply mean, even if i meet the deductible, i will still pay 100% of the price until i meet my out of pocket max?



Submitted October 29, 2021 at 07:31AM by QandGone https://ift.tt/3BlTv01

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