I had $2k in my checking account and put in a transfer request to our $1k of that into my long term investment account. The next day, the transaction hadn't even shown as pending yet on my checking account and I had forgotten that I made the transfer request, so I put in a second transfer request for 1k, then the next day I paid off my $90 credit card bill. Fast forward to this morning and I realized that both $1k transactions had gone through and I had $80 in the bank and would receive an overdraft fee if I didn't get money in there before my credit card bill posts. Luckily I had my emergency fund and was able to transfer money into my chwckings from the emergency fund. I never thought I would need the emergency fund since I live with my parents and could borrow money from them if I really needed it, but in this situation their money wouldn't get here in time and I would've been hit with a large overdraft fee.
Submitted October 20, 2021 at 12:33AM by survival_boye https://ift.tt/3G1KKvK
