Hi, I'm planning to buy a car in the next few months. I had a few run-ins with life and had to use my credit cards for some medical and vehicle expenses. Instead of making payments on my cards Ive been putting money away for a down payment. I'll also have a vehicle trade- in.
This month my credit score dropped 13 points to 652 due to my credit usage rising (I'm still below 30%). I have the money to pay off the cards, should I pay them or use the money for a down payment?
Submitted September 05, 2021 at 08:18AM by ActuAllyNickle https://ift.tt/3yWTcb7
