Im sure everyone has heard of the Warren Buffets portfolio allocation rule, where 90% of funds go to some low-cost (or no-cost) S&P500 based ETF/Index fund and the remaining into short-term bonds (10%). Is this rule still valid?
Say, I have no active loans and max out my Roth IRA, plus 10ish-k towards my 401k (including an employer match), and have 3 months of expensive saved.
Would it be beneficial to put 27k (S&P500 based ETF/Index fund) and another 3k towards bonds? Would active trading (long-term) really be anymore beneficial especially in consideration to time spent and relative more risk?
Submitted September 07, 2021 at 09:56AM by wantwealth69 https://ift.tt/2WRvKhX
