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I'm a young adult just out of college and everybody in my life seems to think I'm crazy so double check my numbers for me! I thought I had this under control but now I'm scared!

Income: Trader Joe's, full time (40 hrs) at minimum wage ($16.32) for an average of $2611 per month

Expenses:

Rent: $1100 including utilities, wifi, and some shared groceries (in a live/work artist commune)

Food: $200 (limited eating out; I mainly eat batch cooked soups and chilis and so on. again some shared groceries from my coop fridge help)

Income tax: $534 (assuming a yearly income of $31334, according to some online calculator I found)

Savings: $260 (10% of income)

Climbing/gym membership: $87

Transportation pass: $98

Clothes/home supplies/mishaps/ect: $200

Going out: $130

Total: $2609

Not quite as much savings as I would like but as far as I can see it all seems to add up. I don't have any student debt or car expenses, and I'm on my parents health insurance. (and spotify + phone plan hehe)

Are my youth and inexperience causing me to miss any obvious factors that are going to sink me?



Submitted September 09, 2021 at 11:19PM by kahb https://ift.tt/3E0JY14

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