I just wanted to share my story so that others can avoid the same issue I'm having.
Several weeks ago, I purchased a prepaid credit card from Target so that I could link it to one of those places that are very difficult to cancel.
Just after I left the store, I tried the purchase and the card didn't work. It was empty. I went back inside and was told there was nothing they could do.
I tried calling target corporate, but they told me, in their exact words, "not their problem." Credit cards are not required to be warrantied so they don't. They told me to call the company that serviced the card but, of course, they claim they never got the money from Target.
Here is the kicker. Because I purchased this on my red card, the target branded card, there is no way to challenge the charge. Target gets sole approval for if charges are valid or not, they investigated themselves and found (surprise, surprise) they did nothing wrong and the fact that the card doesn't work is normal.
Ultimately, I have a bit of plastic I paid 100 dollars for that does nothing, and a company that refuses to take any responsibility for the products they sell.
In the end, this is a 100 dollar lesson for me to avoid using the red card, and that Target doesn't deserve the image they have. Hopefully this post will let you learn the same lesson for free.
Submitted August 27, 2021 at 07:03AM by Myredditsirname https://ift.tt/3ynsesw