I have a 5 year old bill in collection for $139. If I call and offer to pay in exchange for wiping it from my credit, and they decline, will that phone call reset the date of my debt?

I am trying to figure out if it's worth paying off this 5 year old debt of $139 to an internet company, or letting it fall off in 2 years. I have no idea how much it's hurting me right now, but I don't wanna pay it if it's gonna reset the date on it.

Submitted May 28, 2021 at 09:41PM by 0I1O01I1O0 https://ift.tt/3uwXjIH