Gotta give some background here. My partner started a new job where the company matches up to 15% for 401k contributions but the vesting period is long (1yr-0% vested, 2yr-10%...6yr-fully vested) we don’t plan on staying in the state (and therefore with that job) for longer than 18 months, but just in case, they have been contributing the right amount to max out the 401k match from their company.
Should we forego contributing to a 401k and put that money into a brokerage or something? Already have it planned out to max the Roth IRA and HSA account + we’ve got a 6 month emergency fund completed. Just not sure if we could potentially be getting a better return putting that 401k money somewhere else.
Edit: Wow! It seems like I had tunnel vision and didn’t take into account tax implications of contributing to a 401k. Thank you all for reminding me what I was missing!!
Submitted April 25, 2021 at 09:45PM by Oceanwazed https://ift.tt/3nm06Cl
