As it stands now I'm maxing out my 401k, ROTH, and HSA each year. Have money saved up for a house (want to wait a bit to see if market chills out some and if I'll even stay where I live long-term) and about $20k saved up for down-payment on a car. Only debt is ~$8k from grad school at 0% now, normally 2.5%.
Looking to get something in the $30-40k range and finance the rest beyond the $20k I put down. I can pay down 100%, but I'd rather have that extra capital in case I want to upsize the house or pay off the student loan. The thing is, beyond school which I financed on subsidized loans, I've never financed anything in my life. What is the best way to start and try to get a good rate on the loan? I probably don't want to buy new unless the incentives are that good, which on the cars I'm shopping, they are not.
Appreciate any insight. Thanks!
Submitted April 21, 2021 at 08:41PM by Shatmander https://ift.tt/2QODga9
