Automatic payment set up for the 6th every month from my Chase college checking account i set up last week (first bank account). I am only going to spend $200 a month (groceries, gas, etc) and make a payment of 150 around 10 days prior to the due date and then I set automatic payments for $50 from my checking account on the 6th. Does this sound like I’d meet the %10 low usage amount? Or do I need to move/add some numbers? I have reliable income and make roughly $30,000 after taxes. I’m paid weekly. I save more than half my paychecks, sometimes full paychecks as my cost of living is pretty decent. So I’m not worried about spending more if need be to raise my credit.
Also, when would be a good time to apply for a second credit card? Would that be smart? My goals are too raise my credit (fast as possible with best profile possible) so I can buy a home within the next 2-3 years. I’m aiming for a 200-300k home. Any help would be appreciated. Thanks.
Submitted March 27, 2021 at 06:56PM by whomehellnowhatthef https://ift.tt/3rsSNcB
