So I'll try to be brief. We are trying to refinance our house at a lower interest rate. Bank runs credit report, Husband sees his credit has dropped 150 points. WTH. So he checks on it and the Professional Debt Collections Agency never took off a bill he paid in April last year. So apparently it's been sitting there ruining his credit. The woman says there's nothing they can do to get his score to go back up asap. It will take a few weeks. I don't understand why. Who is in charge of credit scores and why can't they just put it back because it was their mistake in the first place! What steps do I need to take to speed the process up. Any help is appreciated. Thanks.
Submitted February 11, 2021 at 05:33PM by katwoman88 https://ift.tt/3adFUh4
