Currently, I have a 401k that I contribute the bare minimum to so that I get full matching from my employer. I have a checking account for bills/fun money, a savings account for emergency funds, and a majority of my wealth in TD Ameritrades invested in ETFs. I've seen mentions of people also having Roth IRAs as well in my research, and I want to know if I should also have one given my breakdown of accounts above. I cant seem to understand the benefit (if any) I may get for having one given my current setup.
Submitted February 05, 2021 at 11:00PM by Moh_Jay https://ift.tt/3cN0uX9
