[California, US]
We found out a bit ago that wife is pregnant. She currently has health insurance through her company. I have mine through my company, but my enrollment period is open right now so I was wondering if it made sense at all to add her so he has two insurance since there will probably be a lot of expenses during this year.
That being said she is also highly likely to leave her current job this year (possibly before due date) and switch to a new company. There might not be a lot of choice here, since we moved states and she's just working remote for her old company temporarily. If that did happen we obviously don't want her uninsured for however long until her new insurance kicks in too. So we are leaning towards adding her regardless to mine.
My current payments are ~80/mo and with adding her it goes up to ~3xx/mo. So definitely not cheap, but it also seems like when comparing our two plans that my deductibles/copays are a lot better than hers, so maybe it even makes sense to have her leave her companies plan and we just use mine (that is if there is no benefit to having two).
And anyone have any good resources on preparing financially for pregnancy (not long-term, more like FSA/HSA stuff)?
Thanks!
Submitted February 25, 2021 at 05:57PM by dMyab https://ift.tt/2O4xD6l
