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So little back story, basically moved from another country it’s only me and my mom and as I’ve gotten older I recently have begun helping out with a lot of the finances. Well just came across our mortgage at 5.125% with approximately 15 years left on it. Reached out to refinance and told us only way it was worth it was refinancing to a 30 year loan.

Does anyone have any advice on what we can/should do?? Obviously 5+% is outrageous especially as now have over a 700 credit score, and no foreclosures!

Not sure if this was the best place to ask but not sure where else to turn



Submitted January 10, 2021 at 08:51PM by Ohhhhhhyaa https://ift.tt/35r3iEU

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