Hi,
I checked my credit report before heading into the new year and there is a 2.5k debt opened in my name for a apartment issue in 2018. I have talked with the credit company (Genesis Credit Management) and told them I have no idea what they are talking about and have never been to that apartment, or know the other names on the debt. They sent me a fraud checklist of documents that I have to collect, send them scans of my id, file a police report, and get signatures notarized and scanned.
This unknown apartment is in the same city (Austin,TX) I was living in back in 2018. So im confused if that is a coincidence because I haven't lost my ID or any important physical documents that someone could use.
Has my identity been stolen or did the credit company just screw up?
Is it normal for the credit collector to make me go through all these step to prove that this wasn't me?
How do I know that the credit company is not a fraud?
Thanks for any help :)
Submitted December 28, 2020 at 11:14PM by Excellent_Ad_4755 https://ift.tt/3rIGsCz