Hi reddit,
So my partner and me are living quite a normal life, no debt, having our own apartment (mortgage), no car, mid-lvl hospital insurance and ~30 grand in saving.
We've been having chats about having a baby, stopped contraception and then she's got laid off her work during covid (in April). Things were going ok on my paycheck (I'm at senior specialist payout) with us having just enough money to live, but not enough to save anymore.
Fast-forward to last week when she did a pregnancy test and found she's pregnant. Basically, that means she'll be off from work for next 1,5 years, and this thought hit me like a tonne of bricks, and I am really worried about our financial future.
My career is built around data analysis, which I started to resolve some visa problems. I've been considering to pivot my career, but now I believe I'd stick to that for a bit.
I've started considering a few options:
1) Try to find a side-gig. Spend time outside of work supporting her + freelancing for an extra buck;
2) Keep up the great work in the office and try to score a promotion within the next year. Spend time outside of work to focus on work projects, and spend as much time supporting her when I'm not in the office;
3) Invest time outside of work into side-business that could turn out into something bringing profits and will involve both of us.
I understand that if I would focus on a freelance, I might miss out on a healthy relationship with my missus, and if this continues when the baby arrives, I will be spending too much time focusing on freelance and will miss important time with the baby.
To be honest, I am feeling anxious AF. No parents there with any money to support us (I am sending money to my mom actually), and just hazy future ahead. What is my best way to move forward?
Submitted November 02, 2020 at 10:22PM by gikis1 https://ift.tt/389bdJg
