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Hello! My mom was in a car accident 2 days ago and totaled her 2019 car. She is fine no serious injuries, she was driving straight west bound through an intersection a car turning left facing east bound heading north turned into her vehicle and caused her to spin till the light pole stopped her. From the looks of it he will be at fault. He has insurance but is 17, I don’t know if that changes anything. She has full coverage and gap insurance. So here’s some questions I have...

  1. Her insurance agent told her to contact his insurance and give a statement, her being the smart worry bug she is looked online and everything says not to contact the other insurance that it may put you at fault. What’s the proper thing to do?

  2. The car is under my name and she is listed as the consigner ( she was getting a divorce last year and was gonna refinance the loan this November) I’ve paid off my car on my credit and that made it increase (obviously) but after her insurance and gap pay for everything will it hurt or help my credit? Or will it not effect it?

Thanks for taking the time to read this! If you have any advice I appreciate it!



Submitted October 31, 2020 at 07:40PM by idk-callme-whatever https://ift.tt/3kL0YOZ

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