So when I was in the Navy, and young/dumb/stupid/financially irresponsible, I helped my then GF of about 2 years buy a car.(its entirely in my name and she was meant to pay me for it...I know...) Her credit was totaled due to medical bills and her mom using her credit as a child. I am now doing my best to learn and improve my financial situation and this car is still haunting me. She's not a bad person and she's had an unfortunate life so I've continued to pay for it while she tries to get her life together but at this rate I don't know if she ever will. I'm living on the west coast and her the east. I don't want the car nor am I really in a great position to fly over there to get it. I just ended my active duty service and am still paying $352 per month on the car. I have some money to saved up to live off, but this bill is killing me. Today the payoff amount is $12200 dollars and the interest rate is pretty high at 8 percent.(I didn't know anything about buying cars and I was steamrolled by her into getting the car.) I know now what I did was dumb but what I don't know is the best way to deal with this without screwing her over or taking legal action. I don't want or expect her to ever pay me back but I just want the bill gone as soon as I reasonably can without hurting my credit (which is good ~780) and my ties to her severed for good. I don't know the best path forward and just found this sub. Thanks for the help.
Edit: Thanks for the advice. I think I really just needed people to tell me that its her problem, not mine and just to go get the car and sell it; Taking the loss and life lesson. You guys are awesome. Keep it real.
Submitted October 02, 2020 at 11:00PM by fattyzrule423 https://ift.tt/3ipIj9e
