I bought a newer used car from a reputable dealership with crazy low miles on it. This was the first car I've ever bought that wasn't junk and it's my first time working with a dealership. I spent a lot of time on this sub reading about things I needed to do and ways to negotiate. I went in as prepared as I could be. This was not a janky used car dealer either. This was a legit dealer that has been around for a long time. They used to be a Chevy dealer and now they're a Honda dealer but the name has stayed the same. Not sure if that matters.
The salesperson was great but the finance guy wasn't the best. He kept us waiting almost an hour before seeing us because he and the manager couldn't find the title for the car. He got a little pushy in his sales pitch for different tiered packages the dealership offered and actually made it sound like I had to chose one (I didn't) until I flat out asked him, "do I HAVE to choose a package?" to which he said "no". I told him I wasn't interested and he started his spiel over trying to sell me a warranty package (the vehicle was still under 3 year bumper2bumper warranty and 6yr/60k warranty). He even got pushy when I declined the GAP insurance as well (I don't need dealership gap insurance on a vehicle with 3 years of depreciation). A couple days later I realized he double charged me for my down payment. So my bank account got hit hard. Thankfully I had money from my 3 month efund to cover it until one of the charges got reversed.
It's been a month now and I received a voicemail from the same finance guy at the dealership telling me I haven't received a statement yet because the lending bank declined the contract due to a small error and that I need to come in with my wife and sign a new contract. Nothing besides "the numbers haven't changed" is being told to me over the phone. I'm sure the situation is most likely due to a mistake on this guy's part but is there something I should be worried about? Something to look for? Am I able to renegotiate a lower price for the vehicle or give them vehicle back (not that I'd want to)? My wife and I are both crazy busy people with 2 jobs each and both of us being off work at the same time early enough to go to the dealership and resign a contract will be extremely inconvenient. What happens if I just never go back in (I know this is a bad idea but just curious)?
Submitted October 11, 2020 at 07:07PM by Sierra419 https://ift.tt/2IlqT1i
