Hi All,
Firstly, I have never applied for a loan/financing before, other than for credit cards.
I'm planning to make a purchase for about $3000, and I wanted to make use of the store's 0% APR financing for 48 months. To apply for this financing, I need to sign up for a Synchrony HOME credit card, which provides the financing. To sign up, I need to go to this site - https://etail.mysynchrony.com/eapply/eapply.action
I just need to enter the last 4 digits of my SSN and my mobile number, and then it checks for details at a database.
Now, when the results were displayed, I was shocked as I could see the previous landlady's email along with my new address, my full name, my phone and SSN.
I'm very nervous now, as she recently divorced and she had to leave the house and i believe she has a lot of credit card debt. I'm close to her now ex-husband, and that's how i know about the credit card debt.
I have a few questions:
1) I've never applied for a synchrony bank credit card, so I'm not sure how they got my details, although i assume it was through a central database.
2) What do I do next? Could my identity be stolen?
I'm not from the US, so I'm not very familiar with how the banks and credit scores operate. I read through some posts and from them, i need to ask for a credit report.
Is there anything else i need to do?
Any advice will be helpful.
Submitted September 04, 2020 at 09:43PM by findingthyself https://ift.tt/2DwEgK3
