So my roommate just got a car, registered in his own name.
I added both him (as an Additional Driver) and the car to my policy, assuming that everyone's properly covered and all.
But then I found some articles saying that the registered owner of a vehicle must be one of the named insured, but that this also varies from state to state.
So I called my insurance (Geico) and asked them to "upgrade" him to a Named Insured status. They said that they could either do co-insured or leave him as his. I asked them if it was okay to leave him as is if his vehicle is registered in his name, and they said yeah it's all cool.
This is in Pennsylvania, and now it's not entirely clear to me whether he's adequately covered or not. Any pointers would be appreciated, thank you!
(edit: my only concern is coverage/protection from liability. I'm aware of the increased risks of any one of us messing up the record for the other person - and all that's fine, at least for now).
Submitted September 04, 2020 at 09:27PM by penchovilla https://ift.tt/3i3Octn
