My wife and I just had a newborn in June. We're currently homeowners and are going to be selling our home since the wife is a registered nurse and due to the pandemic, we decided that it was best she stop working and stay home with the baby.
Now, she has great credit but now unemployed, I have terrible credit but a steady good paying job. When we sell our home, after closing costs, taxes, fees, etc. We're looking at worst case scenario just north of $20k in cash.
I unfortunately found out that most nicer apartments in San Antonio, TX require good credit scores. Is it possible that I could get approved if I just paid my entire year's worth lease up front in cash? I don't know if they'll accept her being a cosigner since she's unemployed.
Her father is more than willing to cosign, but we'd prefer to avoid that if possible. Any potential ideas or thoughts that I may be missing here?
Thank you in advance!
Submitted September 29, 2020 at 09:11PM by AntC9120 https://ift.tt/34dyZQT
