Here’s the boat I’m in:
I live in NYC. Long story short, my living situation is not working out and I need to leave. For reasons based on my lifestyle and mental health, I really really do not want to be in a situation where I’m stuck in close quarters with roommates I barely know in the event of another quarantine, which everyone in my orbit seems to think is inevitable.
My top options are:
I found an 8.5 month studio sublet for 1500k/month that I have to decide if I want ASAP. My pretax income is 45k. I’m currently spending 1000 a month so this would be a massive increase. I would have a small amount of parental support in this scenario (maybe 150 a month). I would not consider rent this high in any other scenario, but again, worried about another lockdown and that’s absolutely the lowest I can find in New York for my own place. FWIW, I have basically no savings and a moderate but not absolutely crippling amount of student loan debt.
The other option is I could move into my parents’ basement until the end of the pandemic when my office reopens. Saves a ton of money, but for various complicated reasons involving my relationship with my parents as well as where they live, this is not at all something I’d be happy about.
If the money wasn’t a factor, the studio would be vastly preferred. I realize you anonymous redditors can’t tell me what to do without knowing my life and my relationship with my parents and so on, but basically what I’m wondering is, would paying that much rent at my income be colossally stupid?
Submitted August 11, 2020 at 10:25PM by communistes https://ift.tt/3kEnLMq
